Kristin joined Northwestern Mutual in 2009 when people needed more help than ever with their financial security planning. She left a career in property and casualty insurance to pursue the entrepreneurial opportunity and relationship-focused work of financial planning. Kristin wanted to work with clients through the various phases of their lives.

Kristin is known as a leader in both the community and Northwestern Mutual. .

In 2016, she founded the non-profit organization "100+ Women Who Care, Contra Costa County". Their mission is for 100+ women to commit to contributing $100 four times a year to local charities. Kristin is inspired by the vision of women pooling their resources to make a greater difference in the community. Kristin is also involved in the "Lafayette Junior League" where she gives her time to fundraising efforts and events supporting local causes.

Professionally, she’s been recognized as one of the top 200 advisors at Northwestern Mutual and is routinely a guest speaker at company regional and annual meetings. Although she doesn’t prefer the limelight or a big stage, Kristin continues on as a role model for advisors, both new and seasoned. She attributes her professional growth to continual learning, effectively listening and communicating, and recommending the right strategies for her clients at the appropriate time.

Kristin’s grandmother, Jean, was only 42 when she lost her husband. She had two young children then, ages 13 and 15. Today, at age 95, Jean still lives without financial worry due to the planning that was put in place so many years ago. It’s that kind of impact which drives Kristin’s passion for financial planning every day.

Kristin lives in Alamo, CA with her husband Andrew and daughters Samantha (born in 2013), and Robin (born 2015). Her family is her pride and joy. When not working, being a Mom or volunteering, Kristin enjoys cooking, entertaining, hiking and leading her professional team to new opportunities.


BS in Psychology, University of Colorado at Boulder, 2002

Professional Designations, Licenses & Certifications:

  • FINRA Securities Licenses: 7, 6 & 63
  • Chartered Life Underwriter (CLU®)
  • The American College Retirement Income Certified Professional designation (RICP®)
  • Chartered Financial Consultant (ChFC®)
  • California License #0F55297 (Life, Accident & Health, LTC, Variable Contracts Agent)
  • Non-Residence State Licenses : CO, HI, LA, MA, MI, MN, NC, NJ, NM, VA

Kristin Adelson Bartlow, CFP®, CLU®, RICP®, ChFC®

Wealth Management Advisor


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